我女儿今年十一岁了，读小学四年级，我想给她存一笔钱，未来上大学用，如何理财？
建议买几只基金的组合，如果是6-7年以上的话，基本可以熨平股市和债市的波动，长期看股市平均收益可以超过10%，债市约7-8%。而保险的收益最多4点几。
貌似保险公司都有这样的项目了，去问问吧
用英文写一篇写给未来儿子（女儿）的信~大学水平~200单词~急~谢了~
Dear Cutie-Pie,
Recently, your mother and I were searching for an answer on Google. Halfway through entering the question, Google returned a list of the most popular searches in the world. Perched at the top of the list was "How to keep him interested."
It startled me. I scanned several of the countless articles about how to be sexy and sexual, when to bring him a beer versus a sandwich, and the ways to make him feel smart and superior. And I got angry.
Little One, it is not, has never been, and never will be your job to "keep him interested."
Little One, your only task is to know deeply in your soul -- in that unshakeable place that isn't rattled by rejection and loss and ego -- that you are worthy of interest. (If you can remember that everyone else is worthy of interest also, the battle of your life will be mostly won. But that is a letter for another day.) If you can trust your worth in this way, you will be attractive in the most important sense of the word: you will attract a boy who is both capable of interest and who wants to spend his one life investing all of his interest in you.
Little One, I want to tell you about the boy who doesn't need to be kept interested, because he knows you are interesting.
I don't care if he puts his elbows on the dinner table -- as long as he puts his eyes on the way your nose scrunches when you smile. And then can't stop looking.
I don't care if he can't play a bit of golf with me -- as long as he can play with the children you give him and revel in all the glorious and frustrating ways they are just like you.
I don't care if he doesn't follow his wallet -- as long as he follows his heart and it always leads him back to you.
I don't care if he is strong -- as long as he gives you the space to exercise the strength that is in your heart.
I couldn't care less how he votes -- as long as he wakes up every morning and daily elects you to a place of honor in your home and a place of reverence in his heart.
I don't care about the color of his skin -- as long as he paints the canvas of your lives with brushstrokes of patience, and sacrifice, and vulnerability, and tenderness.
I don't care if he was raised in this religion or that religion or no religion -- as long as he was raised to value the sacred and to know every moment of life, and every moment of life with you, is deeply sacred.
In the end, Little One, if you stumble across a man like that and he and I have nothing else in common, we will have the most important thing in common: You.
Because in the end, Little One, the only thing you should have to do to "keep him interested" is to be you.
Your eternally interested guy,
学校里粗放式投放有如下问题：
1.设备使用率不高，一般只集中在晚自习后的2-3个小时，半个小时洗一次。。
2.人为损坏率大，学生的破坏性出乎一般人的想象。。
3.收费低，一般是收费3元每次，去了水电费用和学校的场地费或提成。。
4.项目单一，没有其他如烘干、洗鞋、干洗代收等辅助经营项目。。
5.加上学校的寒暑假，一年也就在9个月左右的使用时间。。
6.设备使用寿命短，折旧快，投资回报期长。。
7.投资大，一般按照100人1台洗衣机的投放比例，几千人的学校。。。。
8.好一点的投币洗衣机价格在2000-3000左右，家用改装的在1000多元，使用寿命和质量相差悬殊，电气安全性也无保障。。
9.这个项目绝对不是“零风险，谁做谁做谁赚钱、投资几倍回报”，亏本的不再少数，一些理论上的数据还需要实践来验证，没有一定的经验，谨慎介入。
我自己3年前就在做学校投币洗衣机生意，不是很理想，如今整合为一套店面经营的方式，你去网上收索一下“洗衣吧”的新闻、图片和视频，去了解和借鉴一下，有时候很好的资源利用不好就是最大的浪费。
学校投放，主要在于谈判，但很多学校都胃口很大，甚至55分成，已经不是最初的时候了，如需要学校投放的合同范本，我有4个不同的学校投放很痛范本，可以提供给你做参考。祝你成功！！！
深圳克林连锁洗衣吧 400-666-1651
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